Cape Coral Homes with Boat Dock Private Boat access

Welcome to Cape Coral, Florida—an enchanting waterfront paradise that beckons you with its sun-soaked charm and vibrant lifestyle. Nestled in Lee County and renowned for its extensive canal system, Cape Coral is a boater's dream come true. With over 400 miles of navigable waterways, this idyllic city offers residents unparalleled access to the Gulf of Mexico, making it the perfect setting for those who cherish life on the water.

Imagine waking up every morning in a stunning home equipped with a private boat dock, where the gentle lapping of waves serves as your morning alarm. In Cape Coral, many homes boast direct boat access, allowing you to set sail for a day of fishing, island hopping, or simply enjoying the breathtaking sunsets that paint the sky in brilliant hues. Whether you seek a cozy waterfront retreat or a luxurious estate, Cape Coral's real estate market offers a diverse selection of properties tailored to your lifestyle.

As you explore this vibrant community, you'll find a plethora of amenities, including picturesque parks, top-rated schools, and a thriving dining scene that caters to every palate. The friendly atmosphere and active lifestyle make Cape Coral a welcoming haven for families, retirees, and everyone in between.

With its stunning homes, private boat access, and a community that embraces the joys of coastal living, Cape Coral is more than just a place to live—it's a lifestyle waiting to be embraced. Come discover your own slice of paradise in this captivating city!

Newest Cape Coral Homes with Boat Dock Private Boat access

$1,350,000

5 Beds ⋅ 3 Baths ⋅ 2026035180 MLS

Welcome to 5105 Rutland Blvd, a Gulf access pool home tucked away at the end of a quiet cul-de-sac in Cape Coral's desirable Yacht Club area. Offering waterfront living, generous indoor and outdoor space, and direct boating access, this home experienced NO FLOODING during Hurricane Ian. Boaters will appreciate the private dock with tiki hut and newer 13,000 lb boat lift. From your backyard, you're just a short boat ride to the Bimini Basin and on to the open waters beyond, making it easy to enjoy everything the Southwest Florida boating lifestyle has to offer. After a day on the water, come home to your private outdoor oasis featuring a screened lanai, heated pool, and panoramic canal views, perfect for relaxing, entertaining, or enjoying beautiful Florida evenings. Inside, the home offers two distinct living areas and a flexible floor plan. The first floor features an open-concept living and dining area designed for entertaining. The well-appointed kitchen includes granite countertops, stainless steel appliances, and an oversized walk-in pantry offering exceptional storage. Upstairs, the spacious primary suite creates a private retreat with a walk-in shower, jetted soaking tub, and sliding glass doors opening to the balcony overlooking the water. This level also includes a second living room, three additional bedrooms, a full bathroom, and a generously sized storage closet. Impact-resistant windows throughout provide additional peace of mind. Recent improvements include TWO new A/C systems installed in 2025, a new pool heat pump, and new irrigation in 2026. Located near shopping, dining, entertainment, and everything Cape Coral has to offer, 5105 Rutland Blvd combines Gulf access waterfront living with the space and versatility today's buyers are looking for. Whether you're heading out by boat, relaxing poolside, or entertaining on the lanai, this Cape Coral waterfront home is ready for its next owner.

5105 Rutland CT, Cape Coral

$385,000

3 Beds ⋅ 2 Baths ⋅ 2026035057 MLS

Waterfront Cape Coral Home with Beautiful Canal Views & Great Fishing! Welcome to 1133 SW 13th Street, a charming 3-bedroom, 2-bathroom waterfront home offering beautiful canal views and the best of Florida living. Enjoy peaceful water views from your backyard and step out onto the concrete dock for some excellent fishing right from home. This well-maintained property features several important updates, including a new roof in 2023, newer A/C system installed in 2018, upgraded electrical panel in 2020, and a brand-new garage door installed in 2026. The home also includes a whole-house reverse osmosis water filtration system, providing high-quality water throughout the property. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this home offers the combination of waterfront living, valuable updates, and a great Cape Coral location. Relax by the water, fish from your own dock, and enjoy the Florida lifestyle right in your backyard! 3 Bedrooms | 2 Bathrooms | Waterfront | Concrete Dock | Roof 2023 | A/C 2018 | Electrical Panel 2020 | Garage Door 2026 | Whole-Home Reverse Osmosis

1133 SW 13th ST, Cape Coral

$1,199,900

4 Beds ⋅ 3 Baths ⋅ 2026034519 MLS

CURRENTLY UNDER CONSTRUCTION — Brand-new Gulf-access waterfront home by Academy Home Developments! This site-specific Park Avenue design offers 4 bedrooms, 3 full baths, 2,439 sq. ft. of living area, 3,609 total sq. ft., a 3-car garage, pool and 305 sq. ft. covered lanai, with one of the three full baths conveniently serving the pool area. The centerpiece is the dramatic great room with a 13-foot coffered ceiling and spectacular 10-foot-high, 90-degree zero-corner impact-glass slider, creating a seamless transition to the lanai, pool and long canal views. Additional 10-foot impact sliders in the primary suite and rear guest bedroom continue the indoor-outdoor connection across the back of the home. The custom kitchen is loaded with upgrades, including all-wood soft-close cabinetry, stacked upper cabinets with illuminated glass displays, under-cabinet and toe-kick lighting, stainless steel appliances, double ovens, tile backsplash and a large waterfall-edge island. A hidden pantry with beverage cooler and convenient garage-to-pantry pass-through makes the space as functional as it is impressive. The primary suite offers direct access to the waterfront living area, while the spa-inspired primary bath features a soaking tub and oversized shower with multiple shower heads and rain heads. Illuminated tray ceilings, a dramatic 16'+ entry, CBS construction, Low-E impact glass, impact entry and pool-bath doors, and a metal roof add to the home's custom design and durability. Outdoor living is equally impressive with a screened heated saltwater pool, champagne spa, covered lanai, outdoor shower and full outdoor kitchen with built-in grill, refrigerator, sink and vented hood. Architectural soffit lighting and front-column accent lighting add another level of detail after sunset. Boaters will appreciate the private dock and 14,000-lb boat lift, approximately 60 feet of seawall, an 80-foot-wide canal, north rear exposure and only one bridge to open water. A rare opportunity to secure a brand-new luxury Gulf-access home while construction is underway, with estimated completion in late September to October 2026. Plans and renderings are available. Final finishes, selections, dimensions and completion timing are subject to builder confirmation and change prior to completion.

3231 Yucatan PKWY, Cape Coral

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 2026033462 MLS

Neptune’s Villa is an exceptional waterfront retreat showcasing resort-style outdoor living, sailboat access, and a rare Bikini Basin location. Offered fully furnished and turnkey, this exceptional property also boasts a strong short-term rental history. The expansive screened lanai is designed for entertaining and relaxation, with captivating basin views, a heated pool featuring ledge loungers and water fountains, a spa, and a private tiki bar. The outdoor kitchen includes a gas grill, two mini refrigerators, cooler, blender, and additional amenities, while an outdoor TV makes game-day gatherings effortless. Dine around the six-seat fire-pit table or enjoy additional seating beneath the tiki hut. Boaters will appreciate the covered 20,000-pound boat lift, capable of accommodating a boat up to 42 feet. With sailboat access, no bridges, and direct access to open water leading to the Gulf, Sanibel, Captiva, and other stunning barrier islands, this location is truly unmatched. Inside, the bright and beach-inspired residence features an open-concept layout filled with natural light. The fully equipped kitchen opens to the living and dining areas and includes a convenient pass-through window and sliding doors to the lanai. A separate Family Room provides additional gathering space, while the wet bar includes a coffee station with Keurig and drip coffee makers, beverage refrigerator, reclining sofas, and a TV area. The well-appointed sleeping quarters include two primary suites, each with a king bed and TV. One suite offers beautiful pool and water views, while the other features an attached bath with a stylish tiled shower. An additional king bedroom overlooks the pool, and a Bonus Room/fourth bedroom accented with a small office area and Full-over-Full bunk bed is ideal for additional guests. Multiple bathrooms provide comfort and convenience for family and visitors. Located in the heart of Cape Coral, Neptune’s Villa is within easy reach of downtown restaurants and nightlife, Cape Harbour, Yacht Club Public Beach, fishing charters, boat rentals, dolphin tours, Gator Mike’s Family Fun Park, and Sun Splash Waterpark. Whether enjoying the expansive outdoor amenities, fishing from the basin, or cruising by boat to the Gulf and nearby beaches, this turnkey waterfront property offers an exceptional opportunity for a private residence, vacation retreat, or income-producing investment.

1633 Edith Esplanade, Cape Coral

$599,900

3 Beds ⋅ 2 Baths ⋅ 2026034962 MLS

**ATTENTION BOATERS!** Experience the best of the Cape Coral waterfront lifestyle in this beautifully remodeled **Gulf-access pool home** in desirable Southeast Cape Coral! Offering **only one bridge and a short boating route to open water**, this home is ready for days on the water with a seawall already in place. Add a **large private pool, expansive covered lanai and an incredible FOUR-CAR GARAGE**, and you have a combination that's difficult to find in a Cape Coral waterfront home. Even better, the property has **no history of flooding, and flood insurance is not required**, providing an important additional advantage for waterfront living. Inside, this spacious **3-bedroom, 2-bath home offers approximately 2,082 sq. ft.** with a highly functional split-bedroom floor plan, **two living areas, two dining areas and a large laundry room**. The oversized four-car garage provides exceptional space for vehicles, boating equipment, recreational gear, storage or a workshop. The **kitchen area has been completely remodeled** with **new cabinets, countertops and newer appliances**, opening to the family room with an eat-at counter and convenient serving window to the pool and lanai. The **bathrooms have also been remodeled**, and **new flooring** adds to the home's fresh, updated feel. Major improvements continue with a **NEW TILE ROOF IN 2023, NEW WINDOWS and ELECTRIC ROLL-DOWN SHUTTERS**—significant upgrades that add to the home's appeal. Step outside and enjoy the Florida lifestyle from the **large screened swimming pool and expansive covered lanai under truss** overlooking the waterfront. Convenient **pool-bath access** makes this an ideal layout for entertaining family and friends. And when you're ready to head out, you're conveniently located near the **South Cape entertainment district**, Cape Coral Parkway, restaurants, waterfront dining, shopping, live entertainment and nightlife. **Gulf access, only one bridge to open water, two boat lifts, private pool, four-car garage, extensive remodeling and a fantastic Southeast Cape Coral location—bring the boats, bring the cars and start enjoying the waterfront lifestyle!**DISCLOSURE: Some photos have been AI-enhanced for lighting, color, and presentation. No material property features are intended to be altered or misrepresented. Furnishings are negotiable; some electronics or personal items shown in photos may have been removed and may not be included in the sale.

3714 SE 12th CT, Cape Coral

$549,000

3 Beds ⋅ 2 Baths ⋅ 2026034937 MLS

Welcome to your own piece of Florida paradise! Southern Exposure, Direct Access, 2024 Metal Roof, 2024 A/C, 2025 Pool Heater, Renovated Kitchen and Bathrooms AND this home has a flood policy in place at only $1,052/year and it has NEVER flooded! This is the one for you!! This beautifully renovated waterfront home offers the perfect combination of luxury, comfort, and an exceptional boating lifestyle. With Direct gulf access this home puts you in the river in about 10 minutes, making it ideal for boaters, fishermen, or anyone looking to enjoy the best of Southwest Florida living. The outdoor living space is truly where this home shines. Relax in the newly upgraded electric-heated pool, entertain guests on the spacious screened lanai, or enjoy dinner while taking in beautiful water views. The private dock provides the perfect spot to fish, relax, or head out on the water for a day of boating and adventure. The space outside by the water is expansive and set up for entertaining and or relaxing, you have to come see it to appreciate it! Inside, the thoughtfully renovated home features an impressive chef’s kitchen with lighted translucent quartzite countertops, cherry cabinetry, dual sinks, stainless steel appliances, and a large island with seating for four or more. The formal dining area takes full advantage of the waterfront setting with beautiful views and spectacular sunsets. The primary suite offers a true retreat with a spa-inspired bathroom featuring a rain shower, quartz double vanity, and generous walk-in closet with custom built ins. The second bedroom is currently set up with bunk beds for guests. The third bedroom opens directly to the lanai and offers beautiful views of the water. Additional features include an oversized garage with extensive overhead and cabinet storage, generator hookup, and plenty of room for all your Florida lifestyle essentials. Recent improvements include a metal roof, gutters, and central A/C in 2024, fully fenced, and of course the new electric pool heater! Located in a peaceful, walkable neighborhood with no through traffic, you'll enjoy easy access to local restaurants, live entertainment, shopping, and waterfront activities. The home has also been successfully operated as a vacation rental since the current owners purchased it, offering an excellent opportunity for buyers looking for a full-time residence, second home, or investment property if you would like to keep it as a seasonal rental. Furnished, beautifully updated, waterfront, and ready to enjoy—this is the Florida lifestyle you've been waiting for.

1808 SE 13th TER, Cape Coral

$785,000

3 Beds ⋅ 2 Baths ⋅ 2026034217 MLS

Built in 2024 and currently one of the most affordable newer GULF-ACCESS homes in all of Cape Coral, this pristine waterfront property delivers modern construction, boating access, a HEATED POOL, and nearly $40,000 in upgrades. The home features 3 BEDROOMS PLUS DEN, 2 baths, a 3-CAR GARAGE, IMPACT GLASS WINDOWS AND DOORS and a high-and-dry 11.5-FOOT ELEVATION. Inside, tall tray ceilings and 24” x 24” porcelain tile flooring throughout create a bright, upscale feel. The kitchen features soft-close cabinetry, tile backsplash, granite countertops, an impressive granite island plus a breakfast nook overlooking the pool and canal. The primary suite has a tray ceiling, two generous closets, and direct access to the lanai. The primary bath features dual sinks and a glass-enclosed tiled shower with dual showerheads. Two additional guest bedrooms offer large closets and share a full bath with convenient pool access. Need flexibility? The den is ideal for a home office, fitness room, or additional flex space. Step outside to the screened lanai and heated pool, where Florida living takes center stage. Enjoy stunning sunset views with the sunny western pool exposure. Boaters—this is where the value really stands out. Enjoy approximately 80 feet of unobstructed waterfrontage. Gulf access via Matlacha pass allows you to boat to the best fishing and beautiful pristine beaches in SW Florida Additional features include a whole-house reverse osmosis system, whole-house generator inlet, privacy fence, irrigation system, pool heater, paver driveway, and no HOA The location is another major advantage. Tucked into a quiet, low-density area of NW Cape Coral, you’re just minutes from Coral Oaks Golf Course, Crystal Lake Park, and the highly anticipated Seven Islands development. Crystal Lake Park offers a sandy beach, aqua park, scuba area, pavilions, playground, and canal boat launch. You’ll also enjoy convenient access to both RSW and Punta Gorda airports. The sellers added $40,000 in upgrades creating an opportunity to step into a nearly new, upgraded Gulf-access home without waiting to build. If you’ve been waiting for newer Gulf-access construction at a price that makes sense this home deserves to be at the top of your list.

3726 NW 42nd PL, Cape Coral

$575,000

3 Beds ⋅ 2 Baths ⋅ 2026034307 MLS

Embrace the Florida boating lifestyle in this well-maintained 3-bedroom, 2-bath Gulf-access pool home in desirable southeast Cape Coral. Offering nearly 1,800 square feet of living space in a non-flood zone, this home combines comfortable everyday living with exceptional waterfront amenities and a versatile layout. Inside, you’ll find a true split-bedroom floor plan, with the spacious owner’s suite privately positioned away from the guest bedrooms. The home features separate living and dining rooms, two living areas, spacious bedrooms and bathrooms, walk-in closets, abundant storage, and durable vinyl flooring throughout. The pass-through kitchen opens to the screened outdoor living area and includes a convenient serving window to the lanai—perfect for poolside entertaining and family gatherings. Large sliders provide an inviting connection to the pool and waterfront views. A pool bath adds comfort and convenience for guests. Boaters will appreciate the Gulf-access canal, 10,000-pound boat lift, captain’s walk with composite decking, dockside water and electric, canopy framing, and an additional concrete dock area with a davit boat lift. With multiple options for boats and watercraft, this property is designed for enjoying Southwest Florida’s boating and fishing lifestyle—and it’s just minutes from the river. Additional highlights include a bonus room behind the garage with exterior access, ideal for storage, crafts, hobbies, pets, or a workshop. Whether used as a full-time residence, seasonal retreat, or Gulf-access investment property, this unique Cape Coral home offers space, privacy, convenience, and waterfront enjoyment right in your backyard. Don’t miss this rare opportunity—schedule your showing today!

1334 SE 12th TER, Cape Coral

$1,095,000

4 Beds ⋅ 3 Baths ⋅ 2026033281 MLS

Are you looking for the ultimate boating location? How about the Southern tip of Cape Coral, 2 minutes to open water? Welcome to 5815 SW 1st Place, a beautifully remodeled direct sailboat-access home, just off the Bimini Canal and almost immediate open water access. With 4 bedrooms, 3 baths and 2,640 square feet, this home combines an exceptional boating location with a fresh, modern interior and plenty of space for the Southwest Florida lifestyle. You know you’re in for a special treat as soon as you walk in. A large, welcoming foyer introduces the home with a striking stone accent wall, high tray ceilings and crown molding. The open living areas feature modern lighting, a linear electric fireplace, front and rear stacking sliders and electric privacy shades. At the center of the home, the wraparound kitchen features an oversized breakfast bar, custom wood cabinetry, quartz countertops with matching backsplash, KitchenAid appliances and a dedicated coffee bar. The spacious primary suite opens directly to the pool area and includes a walk-in closet and completely redesigned bath with dual sinks, custom lighting and a dramatic glass-and-tile wet room featuring dual shower heads and a separate soaking tub. The 2nd and 3rd bedrooms also have sliding doors to the lanai, and the 4th bedroom is spacious too! Outside, enjoy a 35-foot heated pool, huge screened lanai, electric roll-out sunshade and plenty of space for relaxing or entertaining. Down at the water, additional deck space and a composite dock with covered boat lift put boating adventures just steps from your back door. A metal roof, front patio, professional landscape lighting and extensive updates throughout complete this move-in-ready waterfront home in one of Cape Coral's most desirable boating locations.

5815 SW 1st PL, Cape Coral

$2,575,000

3 Beds ⋅ 3.5 Baths ⋅ 2026034460 MLS

A TRUE WATERFRONT MASTERPIECE!! THIS IS WHERE LUXURY MEETS THE FLORIDA LIFESTYLE. Built in 2022 and offered furnished, this exceptional custom residence was designed to blur the lines between sophisticated indoor living and resort-style outdoor entertaining. Boasting 2,872 SF of air-conditioned living space, 700 SF of outdoor living, and 4,434 SF of total space. The residence features 3 bedrooms, a flexible office/flex room, and 3½ baths. A dramatic 12-foot custom iron entry door sets the tone for the extraordinary craftsmanship found throughout, including custom cabinetry, decorative ceilings, a stunning feature wall with electric fireplace, and a spectacular gourmet kitchen with panel-ready appliances, gas cooktop and custom hood. The outdoor living experience is equally impressive, featuring a beautifully appointed lanai with custom ceilings, built-in hurricane impact screens and roll-down bug screens, plus a private cabana with a full outdoor kitchen, grill, side burner, vent hood and mini refrigerator. Relax beside the propane heated pool and spa or step onto the private dock, complete with a 10,000-lb boat lift, captain's walk and drop-down kayak dock. A 2021 seawall provides additional peace of mind. Exceptional infrastructure includes a whole-home generator, 500 gallon buried propane tank, spray foam insulation, whole home water filtration system, under sink reverse osmosis water filtration, custom primary suite closets, and an air- 3-car garage with built-in cabinetry. This is more than a home, it is a meticulously crafted waterfront retreat offering the ultimate combination of luxury, comfort, boating and effortless Florida living.

4949 Seville CT, Cape Coral

$949,000

4 Beds ⋅ 2 Baths ⋅ 2026033756 MLS

This 4 bedroom GULF ACCESS property built in 2004 is located in the X500 Zone and did not have any water intrusion in any of the recent hurricanes (or ever as far as the owner knows) including IAN! This property offers over 2100 Sq Ft of living space and is next to intersecting canals making the water views out back gorgeous and relaxing. This property is located in a highly desirable area in southwest Cape Coral and is surrounded by beautiful well maintained homes...the pride in ownership in this neighborhood is obvious. Inside the home, are high ceilings with crown molding throughout as well as 8 foot doorways to each room. This property has been a successful vacation rental due to its location, condition, and number of bedrooms. Come and see it.

4311 SW 25th PL, Cape Coral

$474,900

4 Beds ⋅ 2 Baths ⋅ 226027584 MLS

This IMMACULATE property could be MEANT FOR YOU! Please hurry to see this Lake Alhambra canal front property as soon as possible! From the second you drive up to the home you will notice the beautifully pavered driveway and the crisp/clean appearance of the freshly painted exterior. The large extended driveway offers plenty of space and would be PERFECT for entertaining guests. The interior of the home welcomes you right in with a beautiful western facing view of the sparkling pool, extended lanai and canal, and you will not want to leave, especially at sunset time! Step inside to see the beautiful views from all angles, the spacious 4 Bedroom/ 2 Bathroom (2nd bathroom with pool access) heated pool home has been completely remodeled from top to bottom, and all you have to do is move in. UPGRADES include a STUNNING remodeled kitchen with Quartz countertops, custom glass backsplash, plenty of soft close cabinets and drawers, all newer stainless kitchen appliances, and a newer washer and dryer in the laundry area. Completely remodeled bathrooms with beautiful tile showers with glass doors, all tile throughout the home, light and bright, soaring ceilings, many spacious closets with plenty of room for storage, and freshly painted throughout, including the garage interior. The outside of the home is just as incredible offering a NEW ROOF in 2023 along with a beautiful picture screen pool cage. All gutters, fascia and exterior lights have been replaced. Electric Generator (never used) with backup solar panels included, all windows and doors have been replaced and the home has FULL Hurricane Protection with hurricane shutters. Property is in a NO FLOOD ZONE, Meaning NO FLOOD REQUIRED! WOW! There are so many additional UPGRADES NOT TO MISS including the whole home re-pipe, updated well pump for the irrigation, NEWER pool pump, NEWER garage door opener, a mini-split AC addition in the main bedroom for those toasty summer days and nights and SO MUCH MORE that you have to see for yourself! Many furniture items can also be negotiable if desired. Book your showing TODAY and DO NOT MISS the ATTACHED 3D Tour.

1330 SW 4th CT, Cape Coral

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.